Chattanooga · Cleveland · North Georgia
Sell Your House Fast — As-Is, for Cash
We buy houses that need work. Bad roof, foundation trouble, fire or water damage, a hoarder house, an inherited house you never want to clean out — sell it exactly as it sits. No repairs, no showings, no commission.
- Written offer with our math shown
- Close in 7–30 days, or on your date
- Local and licensed — not a call center
Get your as-is cash offer
Free and no obligation. Or call (423) 888-5217.
What is the fastest way to sell a house that needs work?
The fastest way to sell a house that needs work is to sell it as-is to a local cash buyer. A cash buyer does not need a lender's appraisal or repair sign-off, so you skip the fixing, the showings and the 30–60 days a financed sale takes. Southern Home Offers buys houses as-is in Hamilton, Bradley and Sequatchie counties in Tennessee and Catoosa and Walker counties in Georgia, and usually closes in 7–30 days.
Houses we buy
If the house is hard to sell the normal way, it is the kind of house we buy. Pick your situation to see exactly how it works.
- Needs Major RepairsRoof, HVAC, plumbing, electrical, or all of the above — sell it as it sits.How we buy these →
- Foundation ProblemsCracks, settling, sloping floors or sinkhole concerns.How we buy these →
- Fire or Smoke DamagePartial or major fire damage, open insurance claim or not.How we buy these →
- Water or Mold DamageLeaks, flooding, wet crawl spaces and visible mold.How we buy these →
- Bad RoofLeaking, storm-damaged or at the end of its life.How we buy these →
- Hoarder or Full HousePacked rooms, years of belongings — leave it all.How we buy these →
- Inherited or ProbateInherited a house you do not want to keep or fix up.How we buy these →
- Behind on PaymentsBehind on the mortgage or facing a foreclosure date.How we buy these →
- Rental With TenantsTired landlord, problem tenants, or deferred maintenance.How we buy these →
- Code ViolationsOpen city or county violations, unpermitted work, condemned.How we buy these →
- Liens or Back TaxesDelinquent property taxes, judgments or contractor liens.How we buy these →
- Vacant HouseSitting empty and costing you every month.How we buy these →
How it works
- 1
Tell us about the house
Enter the address or call. Mike asks a few questions about the condition and your timeline — about ten minutes.
- 2
One quick walkthrough
We see the house once, as it is. No cleaning, no staging, no repairs, no parade of buyers.
- 3
Get a written offer
You get the price in writing with our repair estimate and math shown, usually within 24 hours of the walkthrough.
- 4
Close on your date
Sign at a local title company or closing attorney, usually 7–30 days out, or later if you need time to move.
Two ways to sell — we show you both
Not every house that needs work should be sold for cash. When the numbers say you would come out ahead, we will tell you.
As-Is Cash Offer
We buy it as it sits. Fastest and simplest, best for houses that need major work or owners who need to move on now.
Fix & List
For houses that need lighter work: we partner with you, pay for and manage the updates, and list it on the open market through an affiliated licensed brokerage. A higher price, no money out of your pocket. Compare the options.
Where we buy houses
- Hamilton County, TNChattanooga · Hixson · East Ridge · Red Bank
- Bradley County, TNCleveland · Charleston · McDonald · Georgetown
- Sequatchie County, TNDunlap · Lone Oak · Cagle · Fredonia
- Catoosa County, GARinggold · Fort Oglethorpe · Rossville · Lakeview
- Walker County, GALaFayette · Chickamauga · Rossville · Lookout Mountain
Frequently Asked Questions
How do I sell my house fast in Chattanooga?
The fastest way to sell a house in Chattanooga is to sell it as-is to a local cash buyer. You skip repairs, showings and the buyer's mortgage approval, and you can close in 7–30 days. Southern Home Offers makes written as-is offers in Hamilton, Bradley, Sequatchie, Catoosa and Walker counties.
Do you buy houses in any condition?
Yes. Houses that need work are what we focus on: major repairs, foundation, roof, fire or water damage, mold, hoarder houses, code violations, and dated houses nobody has touched in decades.
How fast can you close?
Usually 7–30 days from a signed contract, depending mostly on how quickly the title work clears. If you need more time to move, you pick the closing date.
Are there fees or commissions?
There is no commission and no fee to get an offer. Who pays which closing costs is written into your contract before you sign, so you know your net number up front.
How do you decide what to offer?
We start with what the house would sell for fully fixed up, then subtract the repairs, the costs to hold and resell it, and the margin a buyer needs. We show you each of those numbers — see How We Calculate Our Offer.
Is a cash offer lower than listing with a realtor?
Usually the price is lower, because the buyer takes on the repairs, risk and resale costs. For a house that needs significant work, the gap after repairs, commissions and months of holding costs is often smaller than people expect. If listing would clearly net you more, we will tell you.
Will you buy my house yourselves?
Sometimes we buy and close on the house ourselves; other times we assign our purchase contract to another investor buyer or partner with one. We tell you which, in writing, before you sign, and your price and closing terms in the contract do not change either way.
Is Southern Home Offers a real estate agent?
No — when we make an offer we are buying, not representing you. Our owner, Mike Burge, is a licensed real estate broker in Tennessee and Georgia, and we disclose that in every contract. You are always free to have your own agent or attorney review an offer.
What if my house only needs light work?
Then you may get more with our Fix & List option: we partner with you, handle and pay for the updates, and the house is listed on the open market through an affiliated licensed brokerage. You get a higher price than a straight cash sale with no money out of pocket.
Which areas do you buy in?
Hamilton, Bradley and Sequatchie counties in Tennessee, and Catoosa and Walker counties in Georgia — including Chattanooga, Hixson, East Ridge, Red Bank, Soddy-Daisy, Ooltewah, Cleveland, Dunlap, Ringgold, Fort Oglethorpe, Rossville, LaFayette and Chickamauga.
Get a written, as-is cash offer on your house
No repairs, no cleaning, no showings, no commission. You see how we priced it, and you choose the closing date.